How can foreigners purchase insurance for their travel in China?

Notes for foreigners to apply for insurance
Foreigners who come to China generally do not have social security, so they should avoid choosing products that require medical insurance. When traveling/business trips in China, only a few products are available for domestic insurance.

Before applying for insurance, you should prepare all the necessary documents, such as your passport and domestic bank account number. If you do not have these documents, you can also apply for a claim through a commissioned settlement. PS: Some also require proof of residence and proof of employment

If you plan to engage in activities such as skiing, surfing, diving, or high-altitude hiking during your trip, it's recommended to choose a product that covers high-risk sports. The more travel insurance coverage, the higher the premium, so choose according to your needs.

How to choose foreign insurance in China?
Personal accident insurance:

• The insurance company will compensate for the accidental death/disability during the activity.

Medical insurance:

• The medical coverage for outdoor insurance should be sufficient, preferably including acute disease liability.

Rescue support:

• Medical transportation/transfer in emergency situations to maximize rescue time.

Hospitalization allowance:

• Compensation for income loss and care costs due to accidental injury hospitalization.

Other guarantees:

• Ambulance costs, family visits, personal liability costs, etc., are selected as needed.